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Lending Rates
(Effective January 1, 2017)

OwnersChoice Mortgage and Property Loans

Fixed Rate Loans

  • 10-30 year fixed rate terms

Arms 

  • 1 year, 5 year, 7 year, and 10 year adjustable rate mortgage
  • FHA, USDA, and VA loans are available

For more information please visit OwnersChoice, or download the document.

New and Used Vehicle Loans

MODEL YEAR 2016 Newer

  • As low as 3.00% APR*
  • Up to 72 Months

MODEL YEAR 2012 TO 2015

  • As low as 3.50% APR*
  • Up to 60 Months

MODEL YEAR 2011 AND OLDER

  • As low as 5.99% APR*
  • Up to 60 Months

MOTORCYCLE LOANS

(USE RATES AND TERMS FROM ABOVE)

PERSONAL (UNSECURED LOAN)

  • Loans from $500 to $8000**
  • As low as 8.99% APR*
  • Up to 60 Months

VISA CREDIT CARDS

  • Limits from $1,000 to $5,000**
  • As low as 10.9% APR*

SHARES SECURED

  • 3.00% APR*
  • Up to 60 Months
  • Pledge your savings from your regular share account and continue to earn dividends on your savings.

NOTE: RATES SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

*APR = Annual Percentage Rate.  Actual Loan rate is determined by the borrower's credit history and debt ratio. Rates will not exceed 18%. Rates are subject to change.

** Maximum loan amount is determined by the borrower's credit history.

NOTE: RATES SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

*APR = Annual Percentage Rate.  Actual Loan rate is determined by the borrower's credit history and debt ratio. Rates will not exceed 18%. Rates are subject to change.

** Maximum loan amount is determined by the borrower's credit history.

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