LAHFCU Savings Rates

Member savings federally insured up to $250,000
by the National Credit Union Administration,
A United States Government Agency.

Regular Share Account

Your credit union savings are called “shares” since members are owners, not merely depositors. Regular Share Accounts require a minimum opening deposit of $5.00. Dividends are paid on daily balances. The dividend rate and annual percentage yield are subject to change every calendar quarter as determined by the credit union Board of Directors.

Annual Percentage Yield as of Last Dividend Declaration Date	0.10% APY
Dividends Compounded	Quarterly
Dividends Credited	Quarterly
Dividend Period Calendar	Calendar Quarter
Minimum Opening Deposit	$5.00
Minimum Balance to Avoid Service Charge	None
Minimum Balance to earn the Stated APY	$25.00
Balance Method	Daily Balance

Christmas and Vacation Share Accounts

To help members save for a specific purpose, the credit union offers Christmas and Vacation Share Accounts. You'll find that a small deposit each payday will quickly add up.

Annual Percentage Yield as of Last Dividend Declaration Date	0.10% APY
Dividends Compounded	Quarterly
Dividends Credited	Quarterly
Dividend Period Calendar	Quarter
Minimum Balance to Earn the Stated APY	$25.00
Balance Method	Daily Balance

Certificate Accounts

The credit union offers 1 year Certificate Accounts. Purchases of certificates require a minimum of $1000.00. The dividend rate and annual percentage yield are fixed and will be in effect for the term of the account.

Annual Percentage Yield as of Current Date – 1 yr. Cert.	0.65% APY
Dividends Compounded	Monthly
Dividends Credited	Monthly
Dividend Period	Calendar Month
Additional Deposits	Not Allowed
Dividend Withdrawals	Allowed – No Penalty
Withdrawals	Allowed – With Penalty
Renewable	Automatic

NOTE: RATES SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

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