LAHFCU Savings Rates
Member savings federally insured up to $250,000
by the National Credit Union Administration,
A United States Government Agency.
Regular Share Account
Your credit union savings are called “shares” since members are owners, not merely depositors. Regular Share Accounts require a minimum opening deposit of $5.00. Dividends are paid on daily balances. The dividend rate and annual percentage yield are subject to change every calendar quarter as determined by the credit union Board of Directors.
| Annual Percentage Yield as of Last Dividend Declaration Date |
1.00% APY |
|
| Dividends Compounded |
Quarterly |
|
| Dividends Credited |
Quarterly |
|
| Dividend Period Calendar |
Calendar Quarter |
|
| Minimum Opening Deposit |
$5.00 |
|
| Minimum Balance to Avoid Service Charge |
None |
|
| Minimum Balance to earn the Stated APY |
$25.00 |
|
| Balance Method |
Daily Balance |
|
Christmas and Vacation Share Accounts
To help members save for a specific purpose, the credit union offers Christmas and Vacation Share Accounts. You'll find that a small deposit each payday will quickly add up.
| Annual Percentage Yield as of Last Dividend Declaration Date |
1.00% APY |
|
| Dividends Compounded |
Quarterly |
|
| Dividends Credited |
Quarterly |
|
| Dividend Period Calendar |
Quarter |
|
| Minimum Balance to Earn the
Stated APY |
$25.00 |
|
| Balance Method |
Daily Balance |
|
Certificate Accounts
The credit union offers 6 month and 1 year Certificate Accounts. Purchases of certificates require a minimum of $500.00. The dividend rate and annual percentage yield are fixed and will be in effect for the term of the account.
| Annual Percentage Yield as of Current Date – 6 mo. Cert. |
2.53% APY |
|
| Annual Percentage Yield as of Current Date – 1 yr. Cert. |
2.79% APY |
|
| Dividends Compounded |
Monthly |
|
| Dividends Credited |
Monthly |
|
| Dividend Period |
Calendar Month |
|
| Additional Deposits |
Not Allowed |
|
| Dividend Withdrawals |
Allowed – No Penalty |
|
| Withdrawals |
Allowed – With Penalty |
|
| Renewable |
Automatic |
|
NOTE: RATES SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.
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