Fees at LAHFCU - A Credit Union for Excela Health Employees

Share Draft Account Fees

NSF Fee - $30.00 Per Item
Courtesy Pay Fee - $30.00
Stop Payment Fee - $30.00 Per Request
Share Draft Printing Fee - Prices Vary Depending On Style

ACH Fees

Returned Fee - $30.00 Per Item
Stop Payment/Revocation - $30.00 Per Request

MasterCard Debit Card Fees

Replacement Card Fee - $10.00 Per Card
Non-Sufficient Funds Fee - $30.00 Per Item

Credit Card Fee Schedule

Late Payment Fee - $25.00
Returned Payment Fee - $10.00
Card Replacement Fee - $10.00
Cash Advance Fee - $1.00
VISA Foreign Transaction Fee - Multiple - 1.00%
VISA Foreign Transaction Fee - Single - 0.80%
Emergency Replacement Card Fee - $150.00
Card Recovery Fee - $65.00
Balance Transfer Fee - 3% of transfer up to a maximum of $50.00
Rush Card Fee - $35.00

Other Service Fees

Money Order Fee - $1.25 Per Money Order
Cashier's Checks - $5.00 Per Check
Certified Checks - Free
Account Reconciliation - $10.00 Per Hour
Dormant Account Fee - $2.00 per month After One (1) Year; Waived If Member Has At Least $50.00 On Deposit, Active Share Draft Checking Account, Active Loan Or Certificate Account
Deposited Item Return Fee - $15.00
Loan Late Payment Fee - $25.00 After a 15 Day Grace Period
Paper Statement Fee - $1.00
Escheats Fee - $25.00 Per Account at the Time of Surrender
Bad Address Return Mail Fee - $5.00/item

Share Value

Par Value of One Share - $5.00

Pennsylvania Participating Credit Union Free ATM Access

In response to surcharges, credit unions in Pennsylvania formed the ATM Selective Surcharge Alliance. This alliance allows participating credit union members the ability to access participating credit union ATMs without incurring a surcharge from the ATM owner.

Fees